Honorary Doctorate Award
What is An Honorary Doctorate Award? An honorary doctorate Award is the highest award conferred by a University System. An honorary doctorate award constitutes recognition of distinctive achievement that has added materially to knowledge and to the betterment of society and mankind at large. To be considered for an honorary doctoral Award, there are specific criteria that individuals must meet, and there are a variety of doctorate that they may be awarded. There are also many non-honorary doctorate options that require advanced education. Recipients of Honorary Doctoral Awards do not earn the degree through academic achievements; rather they receive these awards based on generous and altruistic actions or lifetime accomplishments that benefit a community, nation, or humanity in general. Some schools allow candidates to apply for consideration for the degree, while others require nomination by a third party. Each university that confers honorary degrees establishes its own criteria for acceptance. Recipients may receive more than one honorary degree, but never from the same school twice. A candidate does not necessarily have to be an alumnus of the awarding school, though many schools prefer to recognize their own graduates or individuals who have made a contribution to the school. Beneficiaries of the prized degree may use the title of ‘Doctor’ that the degree confers, although they have not completed a doctorate program. Eligibility For An Honorary Doctorate Award An honorary doctorate award may be awarded to an individual who has achieved acknowledged eminence in cultural affairs, in public service, business or in a field of knowledge and scholarship, consistent with the ideals and purposes of the awarding university. An honorary doctorate recognizes the extraordinary and lasting distinction. Nominees need not have been educated at or otherwise associated with the awarding University before being conferred with the award. Honorary Doctorate Awards are not awarded to encourage or reward financial contributions to the universities. However, honorary awards may serve as a way of identifying with or honoring individuals who are highly regarded for achievements in their fields of endeavor. Administrative or Nomination fee may be required from exempt nominees. Honorary Award Criteria While many colleges and universities provide their own strict criteria for honorary candidates, an honorary doctoral award may only be given to an individual with sustained lifetime achievement, rather than Candidacy for the degree often represents a school’s prominent vocation or pursuit. However, MBS puts more emphasis on the prolonged bearing of an individual’s accomplishment. MBS requires the honoree to be present at the time the award is conferred. MBS allows honorary doctoral award to be awarded posthumously, and the degree may be accepted by the honoree’s family or colleagues. Review Process The nomination and review process is confidential. No disclosure is to be made until after Board of Regents review and the institution’s subsequent invitation to the nominee. Honorary degrees are to be awarded in person and/or in absentia only in exceptional cases. A degree may be awarded posthumously to a nominee if, after accepting the chancellor’s invitation, the nominee’s death occurs before the scheduled conferral. In awarding honorary degrees, MBS do not assume any legal obligations. The recipients receive no honorarium. The honoree shall have the right to refer to himself/herself as “doctor” and permit others to do so as well after being conferred an honorary doctoral degree “honoris causa” as evidenced by a Testamur issued under the seal of the University. Honorary Doctorate Award Types Depending on the achievement, MBS may present different types of honorary doctoral Awards. They may offer only a Doctor of Philosophy degree, or bestow a degree based on the accomplishments of the recipient. A few examples include: Doctor of Humane Letters: acknowledging the academic distinction Doctor of Laws: awarded to professionals in the field of law Doctor of Science: recognizing revolutionary scientific research and discovery Doctor of Business Administration: conferred on successful entrepreneurs Doctor of Fine Arts: conferred primarily to musicians, actors, architects, and artists Doctor of Public Administration: recognizing public servants, and politicians that have made a positive impact on humanity through good governance Doctor of Divinity, bestowed upon exceptional religious figures, etc. Award Selection Process Based on the type of honorary doctoral award being awarded, the Honorary Award Committee reviews nominations. Candidates or nominating parties typically must submit a minimum of a nomination form and biography by a specified deadline through: awards@mbsedu.co.uk. The Honorary Award Committee reviews all documentation and presents its recommendations to the Board of Regents of MBS through the faculty. The school notifies accepted honorees and confers the awards during regular graduation ceremonies. Meanwhile, the school also appreciate a sizable donation from honorary degree recipients. Selection Procedures At least One month prior to the graduation ceremony at which an honorary award is to be conferred, and at least two weeks prior to a regularly-scheduled Board of Regents meeting of the school, MBS award committee shall forward to the Secretary of the Board of Regents of the school: (1) a letter indicating the name of the nominee(s) and expressing the president approval; (2) the curriculum vitae or resume of the nominee(s); and (3) letters of recommendation and other documentation of the contributions of the nominee and the merits of the nominee as an honorary degree recipient. It is the responsibility of the MBS award committee to exercise due diligence in ensuring that a nominee is of high moral character. Upon the timely receipt of an honorary degree nomination from MBS award committee, the Secretary shall: (1) review nominations to verify consistency with the requirements of this policy and to confirm, to the extent possible, that a nomination poses a low risk of reputation harm to the University; (2) if any concerns are identified, consult with the President of the Board of Regents as appropriate; (3) after any concerns are addressed, place the nomination on the agenda of the Board’s next regular meeting for Board of Regents review; and (4) notify the representative of a favorable review by the Board. After the Board’s review, the President may
A Professional Approach towards your Accounting Management

Every one of us knows that accounting is similar to mitochondria for a business firm. It is one area that decides the profits and loss, success and failure, and the development and progress of the company. One cannot neglect it in any case. Most of the big firms have large accounting departments set up to manage and control the accounting tasks. Though this is an expensive way of handling accounting work yet being a crucial function, business firms are bent towards hiring CPAs, accountants, and bookkeepers to work out things in an efficient manner. But, what if you are a small business firm? Can it be possible for you to invest this much into accounting? The fact is no! No small firm can have huge expenses done on accounting department so it would be better to hire the services of accountant New York services which perform your companies accounting work in a more expert and diligent way. Accounting is a demanding work and has lots of crucial calculations and bookkeeping work involved in it. One cannot take risks by assigning this task to any unprofessional newbie accountant. Accountant New York professionals are experts in handling huge amounts of accounting workload and are trained in managing the data confidentially. You can easily bank upon them for the kind of professionalism which is required in the business industry. Accountant New York professionals are trained in handling accounting books, journals and ledgers entry, archiving previous data and files, bookkeeping, drawing profit and loss sheets, and taxation. The marketplace is full with lots of accounting firms, now it depends on your acute discerning prowess to decide which one fits your bill. Accounting professionals scrutinize your all accounting and bookkeeping data so that they can prepare flawless accounting records and balance sheets. Even a slight error may result in a huge loss for the business. Now, if you are really looking to carve a niche in the industry and have an edge over your competitors then do hire the services of professional accountant New York firms and ease off scruples in the way of success. Once you have assigned your work to professional accountants, you can divert your attention towards other important tasks related to business development. These accountants are skilled to turn your losses into profits with their expert management and analysis of the accounting data. Two of the important factors you need to consider before hiring an accountant New York service include:- Make sure that your data and accounting records are kept confidential and no breach of trust happens. You can include this clause in the contract. – Ensure yourself about the potential of accounting services delivered beforehand by doing background research of the firm, its professionals, and it’s previous successful projects – Read the contract, terms, and conditions carefully before signing the deal – Negotiate on the prices asked so that you may not get into hassles later on You can easily find professional accountant services on internet ad local yellow pages without any inconvenience. Just keep in mind that you check with the background of the firm before handing over your accounting work.
How to Make Your Career Goals Happen

Too many people have mistaken ideas when it comes to their approach to their careers. We often believe that working incredibly hard in jobs that we don’t truly enjoy is ‘responsible’ and what adults should do. We often feel that we don’t really have any choice when it comes to what we do for a living. We often feel scared to try anything else.And this is why so many of us are unhappy in our careers: we just ‘let them happen’ and accept the career path that we fall into. We leave school or college, take the first job opportunity that comes our way, and then work hard to progress up the ladder. We never take a moment to actually ask: is this what I want? Do I have a choice? Here are some ways to apply the principles that we’ve discussed to making progress in your career… Knowing What You Want The first and most important thing to focus on here is step 3 – coming up with your plan. It’s time to acknowledge that you don’t have to continue working a job you don’t like and there’s no reason that you even need to focus on your career at all. The first myth we need to dispel then is the notion that you need to get your sense of satisfaction and progress from your career at all. That is to say that you should be able to get the same satisfaction from a hobby. We often feel that our sense of self-worth and achievement is tied up in our careers and that we need to work harder and harder in order to feel like we’re progressing in life. But while you might be CEO of a logistics company, you are still ultimately in charge of making sure people get staplers – when your passion might be painting works of art.This is why you can often do better to simply switch your focus to your ‘extra-curricula activities’. My sister did this as an artist when she realized that the reality of her intended field (creating props for movies) was not quite as idealistic as she had hoped. So instead, she took on a job that would pay the bills by working as a saleswoman and then used her spare time to work on her creations in her own time. She has gone on to receive quite a following on social media and has sold several of her works to private buyers. So although her career isn’t something she gets particularly excited about, she still gets that sense of progress and excitement and doesn’t need to keep taking on more responsibilities to feel happy and fulfilled.And that also brings us to the other point: your wealth isn’t entirely determined by your career either. You can just as easily augment your income through other means. This is once again why it is important to consider the precise nature of your goals – if your goal is to be richer, then you can do it by shrinking expenses, by finding other sources of income etc. If your goal is to get more status then you may be happy to progress in your current career. If it is to be fulfilled in your artist endeavors, or to be acknowledged for your ideas, then you may prefer to focus on working on projects outside the office. This is essentially what we refer to as ‘lifestyle design’. Lifestyle design means that you’re focussing on what you can do to create your perfect lifestyle and you’re looking for the path of least resistance to get there. Heck, it might mean creating income from elsewhere so that you can afford to work 4 days a week. Why not! Creating a Fool-Proof Strategy We’ve address the power that fear can have over us and the way it can prevent us from going after our goals. This is especially true when it comes to achieving things in our careers. And for that reason, it makes sense for us to take a look at some of the things we can do to make our career goals less risky. For example, a lot of people will make the statement that they want to look for another job but that they can’t because they have too many responsibilities. They might even make the unfounded claim that they wouldn’t be able to find another that would pay the same salary… without looking! The same goes for starting a part-time business. You don’t have to immediately transition from one job to another when you can simply use your spare time in the evenings or in the weekends to work on your new business idea. Only once you are certain it works should you then consider leaving your current job in order to take on the new one and this will present you with another risk-free way to transition to a job or career you love. You can even try reducing your work hours and then use that extra free time in order to work on your business. Take a part-time job and during your longer free hours, work on your business project. The same goes for investment. If you need investment to create a business idea then there are lots of risk-free ways to get it. Using Kickstarter these days is a great option for example and involves zero risks as well as a great way to test the reception for your idea. Likewise, you could ask your parents for investment, you could get a business partner friend, or you could take out a credit card loan. As long as you don’t quit your current job, you can just make sure that the loan repayment terms are something you could manage to pay off if you had to and that way, you won’t be putting yourself at any risk.If you really want to make this happen, then you can always find a way.And if you have assessed your vision and you just want to
Be confident by improving your presentation skills

In this competitive world, each individual has to be an all-rounder. It is extremely important to be confident at the workplace, have the best presentation skills, and maintain good rapport with the seniors as well as juniors. So, if you belong to an industry where presentation plays a very important role, then you should make sure that you have the required skills. If not, then do not worry as there is presentation skills training offered by the experienced professionals. You can register for the same. You will be able to concentrate on a critical sequence of topics in your presentation, making it as effective as possible. The presentation skills training will guide you through the three important questions that will help you in preparing the best presentation. Firstly, you will have to find an answer to a question and#150; why. You need to ask yourself whether you are preparing and making a presentation to impress your companyand#146;s head or testing your confidence. This will help you to achieve your objectives effectively. The second question is ‘how’. In order to be successful in your objectives, you need to know how to engage the audience in your presentation. You need to make sure that your presentation is not dull and boring. For this, you need to figure out what should be included in the presentation. The content you deliver will decide whether the presentation will be boring or interesting. Once you have figured out the answers for these questions, you will be able to improvise your presentation skills easily and effectively. In case you think that you fear social interactions, then you can easily overcome your fear through public speaking training. It will guide you through the correct method of portraying yourself in public. This will eliminate all the anxiety and fright within you, helping you to enhance your communication skills in the best possible manner. The trainers will also offer specialized communication skills training that will assist you in getting the desired response from the others. Whether it is a completely official set up or an informal occasion, the public speaking or communication skills trainings will help you deal with the situation effectively and powerfully. To groom yourself, it is also essential to have the correct body language while presenting. You can learn this through corporate training where the trainers will work on your body language in addition to communication skills so that you can display your confidence while speaking. You will also get to learn about voice pitch as well as the rate at which you need to speak so that it can create the required impact on the audience. Avoid holding breathe and let your feet relax while presenting. With such presentation skills and public speaking training, you will never be nervous to face the crowd. So, undergo these training so that you can be assertive and precise while interacting with a large crowd. Browse online and find the best training institute that can improve your presentation skills.
Accounting Service Support and Guidance to Multiply Your Profits

Accounting is one such job which is crucial for the development of the business but is utterly clouded with boredom. If you hire professional accountants and CPAs in your firm , then loads of money goes into their payment, installing an entire in-house accounting department with complete amenities, and tiresome vigil over the accounting professionals all the time. Instead, it would be great if you avail the accounting services New York. You will have to pay half of what you are doing now plus stress-free business hours. Accounting services New York firms are renowned for their flawless and accurate accounting job throughout US. These accounting firms employ hardcore professional CPAs, bookkeepers, and accountants who handle the bulk work with swift speed and in an immaculate manner. These professionals are expert and experienced in their work. Before hiring such professionals in an accounting services firm, these accountants are given exhaustive training sessions and coaching in how to manage and handle tough jobs with alacrity. Wherever you may be located in the US, you can still enjoy the benefits of the accounting services New York and let your business prosper with sound support. Accounting work deals with calculating monetary gains and losses, making statistical figures, preparing financial reports, taxation, issuing and entering the details of invoices, preparing balance sheet, economic reports drafting, and the estimation of gross and per capita income. All of these aforementioned tasks need great deliberation and accuracy. A small error may lead to irretrievable loss for the business. There are lots of expenses made almost daily in your firm including bills of raw material, electricity charges, repair services bills, and even canteen supply which needs to be recorded and enter into the accounts books regularly. Since all these expenses are made on the basis of office accounts so have to be included and deducted from the business income. Experts of accounting services New York keep an eye over every single dollar being deducted from your account and keep the+- invoices intact and filed in specific folders. This gives a clear-cut view of how your business is going and what all changes and modifications are required in its accounts dealing so as to make it prosper more. The most essential change which you will notice after outsourcing your accounting work to an accounting services firm is that of the growth of the business. You will be able to take your attention off the accounting woes and concentrate your energy and mind on other important chores of the firm which hitherto have been neglected to a greater extent. Experienced and professional accountants in the outsourcing firm will be assigned to your company work and thenceforth they will be responsible for managing, recording, and systematizing your entire accounting issues. You will be in direct contact with them so that whenever urgency for certain information or any record pops up, they could answer your needs promptly. Now, you must have understood how beneficial accounting services New York can be for your business development. Also, you will feel stress-free since you will have a sound accounting system working at the back to support your business all the time.
10 Steps to Success With Kaizen

Mr. Masaaki Imai is the first person to introduce Kaizen to the world outside of Japan. He used his book “Kaizen, the Key to Japan’s Competitive Success” in order to help spread the word. In this article, we are going to look at 10 steps to success with the Kaizen art of continuous improvement. Step One: Continue Learning To start with, it is important that you realize that kaizen is unconventional. This means that it is not necessary to continue learning all our lives through. Therefore, the basic idea is to realize that as you go along in life, you should always have to keep learning because new and innovational ideas are continuously popping up around every corner … the world continues to grow, and so should your mind. Step Two: Continue thinking about how YOU can do Something People have a tendency to focus on the negative – are you a victim of “negative thinking?” Instead of focusing on the things you are not able to do, what you should be doing right now is focusing your mind on those things you can do. This is called being an optimistic forward thinker. Continue down this path and before you know it, you’ll be accomplishing something new that you never thought was possible. Always keep your mind forward and focus on the outcome and instead of finding ways that the outcome cannot be accomplished, find ways that the outcome CAN be accomplished. Three: Eliminate Those Excuses “I didn’t do this because ” stop right there – stop making excuses. Making excuses is the biggest excuse in the book not to do something. Start by seeking answers to current practices by asking questions. Focus on the outcome and then start to take action. If you continue to try, you won’t get stuck – you will continuously go in a forward motion. Step Four: Never give up and never strive for perfection “Giving up” shouldn’t even be in your vocabulary. Giving up is failure and that is not acceptable. On the same level, you must never strive for perfection, because by doing so, you are only setting yourself up for failure. Once you have accomplished something up to a certain point, don’t just walk away, instead, keep at it until you have completed it all the way. Yes, of course, there may be problems along the way, but as you go along, you can make adjustments. Step Five: Correct the mistakes As you’re doing something, mistakes are probably going to pop up at unexpected times. If this happens, don’t keep going. Instead, find the solution to the mistake. Find out where you went wrong so that you can avoid that mistake the second time. It goes without saying “we learn from our own mistakes.” If the mistake involves other people, then do everything you can do in order to correct it as quickly as possible. Step Six: Don’t forget about your intelligence Don’t just spend money for kaizen, you should also be using your intelligence. The key to this is action. Start off by learning everything you need to know, then take action based on what you have learned. Step Seven: Challenges are learning opportunities Everyone has their own challenges they have to get through in life. When a challenge walks in your path, you should recognize it as a learning opportunity. Honestly, if we didn’t have these challenges, we probably wouldn’t learn as much as we know today. Obstacles will pop up most everywhere when you least expect it. Just remember that everything you do will make you become a better person. Jump over those hurdles, learn to overcome them and be rewarded for those actions in the end. After one challenge goes away, another challenge may pop up in front of you, so be prepared to jump over that one as well. Step Eight: Don’t be afraid to ask “Why” So many people are afraid of the question “why.” Does that sound like you? Stop being afraid, there is nothing wrong with asking why. By asking why, you will be able to discover what the base of the task is that you want to accomplish it will help you understand it better. By understanding why something needs to be done, your chances of completing the task from start to finish will increase. Also, you should also consider the fact that by asking “why” and learning the reason behind it, you will be adding to your knowledge. Step Nine: Group thinking is a good thing Group thinking is something that you should think about. In our opinion, it is always better to seek the wisdom of ten people, than the knowledge of one person. You see, there is a tremendous amount of power in “group thinking.” This could involve holding a meeting with a group of people and brainstorming together – this is how things get done. It is better to discuss a task with a group of people as this will increase the chances of the task getting done the right way if you are getting the answers from one person that may not know how things are done, your chances of failing will increase. So, with those thoughts in mind, it is important that you remember to ask how something is done from people who have already gone through the process and completed – don’t be afraid to ask a group of people for some help with a task that needs completing. Step Ten: Kaizen is infinite Here we are, at the final step – with this step, it is important that you realize that kaizen is infinite. This is a process of learning and growing gradually, steadily, and continually. Oftentimes, it will help to remember that life is a continuous journey, it isn’t a destination you must continue to move through it. If you practice the philosophy of continuous improvement, then you will be making the most of this journey we call life. Basically, if you want
Professional Speaking: The Real Message

Your verbal message is the first to polish. Supporting this verbal message is the message you send with using the tone of voice. The tone of voice has the ability to liven up your topic. Emphasize highlighted points with excitement and enthusiasm. A quiet, somber tone of voice can bring seriousness to identifying problems you present when you present your solution. A loud, booming voice can emphasize definitive statements. One visual presentation you make is the one with your personal appearance and attire. Your audience doesn’t know you. If you say that you are a professional, do you look like it? You don’t have to have the Armani suits or the Dolce and amp; Gabbana dress, but you should at least look like the professional you claim to be. Men speakers should avoid loud colored shirts. Leave those shirts at home for the night out. Women should dress conservatively. You don’t have to be wearing a burlap sack, but low-cut blouses and high skirts don’t belong here. Your goal is to create credibility as a professional. The movements you make in your speech should be planned or at least controlled by you. Any movement that is not planned could potentially be distracting. Many of the above-mentioned mannerisms stem from being nervous about being on stage. Additionally, they could also come just because you don’t know you are doing them. Either way, you’ll need to minimize and eliminate as many of these movements as possible. Work on feeling comfortable with delivering your speech. You should feel natural as you speak about your topic. You should feel like you are sharing information with a long-time friend. This will come when you’ve spent many hours practicing, reworking, and revising your speech. This will also come because you speak from your heart and let others know the way you feel about your subject. Work on eliminating nervousness when delivering your speech. This will come as you get more familiar with your material. This will also come as you take the time to focus on delivering your message instead of focusing on the feelings of fear and anxiety. The real success of every presentation is leaving your audience with something of value. What do they get out of spending time in your presentation? Many people believe that they need natural brilliance in speaking well and presenting well. The belief is that they need to be polished, smart, witty, and charming all before they actually start to build a speech. Those attributes can come naturally, but most often, they come as a result of passion, knowledge, and practice of the speaker’s material. Give your audience something of value by becoming their friend. Sometimes you may need to stop thinking of yourself as a professional speaker and start thinking of yourself as a close personal friend of the audience member. You’ll teach them something and give them advice. You’ll sound more natural in our speech and you’ll be more relatable to your audience. People often associate those on stage as automatically having knowledge and wisdom on the topic covered. While this thought is great to establish you as a leader, the points you make in your presentation may be better received if you came across from a more personal standpoint.
The Basics of Training A Team

Understanding the various elements involved, such as specifics of the theme within the training exercise, the measurable and achievable standards set, the relevant processes that enable the afore mentioned items and the time frame in which all this is to take place. Discussions on project plans, schedules and budget should all be held at the onset of the training exercise to ensure the overall performance of the team properly reflects the management systems in place. Within the team training exercise elements like the results to be produced by the team and clear objectives for measuring these results are outlined to be followed diligently and any deviations should be monitored and controlled. The communications mechanism should also be clear and concise as not all participants within the team will have the same level of technical understanding. Such divulging of information can be done regularly through different yet equally effective tools such as meetings, emails, collaborations, newsletters and many other high tech avenues. Developing staffing procedures that encourage team participations also allows for the platform where only appropriate participants form the team. Randomly throwing together a group of individual and expecting them to work as a team is not only ludicrous but it can also have disastrous results. Assigning an individual within the team training exercise to be responsible in ensuring all the participants are always kept abreast with all the relevant information is also important, as this ensure the smoothness of the overall team participation. A team may simply be defined as a group of people who are working together towards a common goal. These people are entitled with different tasks that make a significant contribution towards the achievement of the said goal. Teamwork normally involves the team working interdependently. This means that one person’s task is responsible for the success of the next person’s tasks. Teams are normally formed for a variety of reasons. There are some that are set up for short term goals while others are set for something more long term. For instance, in an organization, you may find a team formed just to deal with a particular project. However, you may also find other teams in every single department that work together throughout to increase the productivity of their departments. Team Building Basics The whole idea behind team building is to forge good working relationships between the team members. This ensures that they learn how to work as a team. The team building exercises help the players to successfully learn how to do this. These exercises can work for any teams, whether at work or even in sports. Team building serves many more purposes than just helping the team to work together. These exercises also help the teammates to know each other better. This then builds the rapport between them and encourages them to be supportive of one another. Team building also helps in developing the skills of each team mate through motivation and support. The exercises also help the members to learn how to communicate with each other. This is a key aspect of any successful team. Through team building, the goals and objects of the organization becomes clearer. These are defined and each team member is encouraged to participate in helping achieve them. This also helps in sporting activities, a team gets to learn what they want to achieve and how to get there. Team building also has a number of benefits on individual level. For instance, many people get to grow and develop their skills by being part of a team. When the team entrusts you with a role, you will find yourself trying your best not to disappoint everyone else. This helps in nurturing their abilities and honing the skills.Team building has also helped individuals discover themselves. For instance, some people may not know that they can be leaders until they are assigned such roles. Other people find themselves when they got to know others better. For instance, knowing that your colleague is a single mom may make you more tolerant of her absenteeism. You may learn to evoke gentleness and sympathy in yourself. In most cases, organizations normally hire a team building consultant to help with the exercises. The consultant takes time to know the team and come up with the right strategies for the particular team. This consultant is specifically trained for this. He can look at a team and come up with strategies to improve the performance of the said team. The consultant normally makes a proposal to the organization, clearly laying out his plan of action. He states the problems with the team and what have recommends for helping solve these problems. The organization then makes the decision to hire the consultant or not based on the proposal. Sometime, the organization may only agree to some of the strategies but not all. The consultant is then faced with the team building task. After the program, he has to give the necessary feedback to the organization illustrating just how effective the exercise was.
Saving Money – Simple Finance

Sometimes we spend outrageous amounts of money simply because we are used to using a service or product and haven’t taken a small amount of time to stop, think and regroup our actions. Sort out those hefty APR cards If you’re sitting on a large credit card balance it’s time you switched to a 0% interest card for a fixed period. Many cards will give an interest-free period for up to 2 years. But do shop around as some cards have bigger transfer fees than others, charges are typically around 2 – 3% but can be much more so do your homework. Cut out the overdraft fees If your accounts in the red, try a current account that charges fair fees, some will give an interest-free overdraft for a period of time, as long as its kept under a certain amount i.e. 200, maybe this will give enough time to get back into the black. Also note there is a difference between being paid bi-weekly or twice a month. When you are paid bi-weekly, you get a check every other week, on a Friday for example. Two months out of the year you will get an ‘extra’ check which means in those two months you are going to get three checks. If you plan it right, you can use that extra money towards savings or paying off debt. If you are paid twice a month, on the first and fifteenth for example, you will usually not be paid on the same day every month and you will always get two paychecks per month. Save on your weekly shop Check out your weekly shopping needs, try looking for the special offers, 2 for 1, or buy one get one free, it sometimes feels like you are spending more money but you will save in the long run. You could also try supermarket own ranges rather than the brands, sometimes at much as 50% can be saved off one item. And don’t forget the money-saving voucher codes for reducing your bills online. So, taking the same flexible attitudes let’s look at something we can do to stay current with the best deals and best prices. Compare the utility companies It’s easy to compare your gas, electricity, phone, broadband, and TV on typical sites such as USwitch, or MoneySupermarket.com. Just paying by direct debit can reduce your bill, a typical saving on dual fuel for an average user can be 200 per year. Going for a combined phone, broadband and TV package could save you up to 50% or more. Having a good handle on these three elements will help you when creating your budget. Successful budgets that work for people work best when the person is honest. Don’t set yourself up for failure by neglecting to add expenses. It will just cause you stress and problems later on.
The History Of Kaizen And Its Effect In The Real World

After World War II was over, the American occupation forces were asked to help Japan recover from the harsh consequences of the war that the country suffered from. In coordination with the Japanese business executives, this team developed new measures to improve business processes, quality and productivity. At the same time, the Civil Communications Section (CCS) worked on developing a management training program that sought to teach statistical control methods. Homer Sarasohn and Charles Protzman developed and taught this course during 1949-1950. Sarasohn recommended W. Edwards Deming for further training. The Economic and Scientific Section (ESS) was also assigned with the task of improving Japanese managerial skills and Edgar McVoy brought Lowell Mellen to Japan to help in establishing the Training Within Industry (TWI) programs in 1951. Before the arrival of Mellen in 1951, the ESS group showed a training film about the TWI 3J principles- Job Instruction, Job Methods, and Job Relations. This film was titled as ‘Improvement in four steps’. Thus, this was the original introduction of Kaizen to Japan. In 1960, the Emperor of Japan awarded the 2nd order Medal of the Sacred Treasure to Dr. Deming for introducing, pioneering, and implementing Kaizen in Japan. Kaizen was first adopted by Toyota when it implemented quality circles in its production process. A quality circle is a group of people who work on the same or similar project, who meet on a regular basis to identify, analyze and solve work-related issues if any. This led to the formation of the Toyota Production System, led by Taiichi Ohno, a former Executive Vice-President of Toyota Motor Company. This aimed to create a system of continuous improvement in quality, processes, productivity, management, and technology. This concept soon became popular across the country and contributed to the country’s success on the global market. In 1986, Masaaki Imai’s introduced Kaizen to the rest of the world through one of the bestselling books, named, Kaizen: The Key to Japan’s Competitive Success. Impact of Kaizen in the real world Kaizen is a philosophy that can be applied in all spheres of our lives, be it our working life, social life or life at home. Implementation of Kaizen assumes that there is always scope for improvement and one should not be completely satisfied with one’s previous achievements and thus strive for better. When companies start to apply the concept of Kaizen, it aims towards improvements in the people, products, and the processes followed in the company. Emphasis is placed upon the process- on the ‘how’ part of achieving the desired results. Employees who are best at their jobs suggest improvements that would help in resolving problems quickly and efficiently. These changes are then communicated to everyone in the team so that the rest of the team can also start applying Kaizen. A study of 236 employees from three different facilities has shown that the adoption of Kaizen has led to job enrichment and a rise in motivation. Job satisfaction also leads to satisfaction in your personal life, thus enriching lives in personal and work spheres. Kaizen has many benefits in the real world, some of which are listed below. The process of Kaizen helps in ensuring that any hindrances or threats to the project are identified in the initial stages of the project and solved immediately. It aims to reduce the waste of an organization by effective management. Since this method encourages the idea that there are always better ways of doing things, employees are asked to conduct brainstorming sessions to come up with new and innovative ideas to reduce waste. This also ensures people work in a team and reach a positive outcome. Companies that implement Kaizen are adept at process-oriented thinking which means that the method of achieving a certain result is as important as the result itself. Kaizen has proven to be immensely successful in Japanese business and is responsible in bringing Japan to the forefront in the global market. Because of such success in Japan, this philosophy is now being heavily implemented in organizations from other parts of the world. Since it focuses on improvement, it has great positive impacts to the businesses and also in other spheres of life.